Learn in the textbookSecurity Policy and Management Activities
DefinitionCyber insurance (サイバー保険) is insurance that pays out to cover the losses and response costs arising from cyberattacks or data leaks.
ExplanationIt is a way of sharing the financial burden with an insurer when a risk that remains after other measures actually materializes. If risk treatment is divided into avoidance, reduction, sharing and retention, it counts as risk sharing (also called risk transfer).
AnalogyIt works like car insurance: after an accident, the insurer's payout covers the repair bills and any compensation owed.
Memory hookInsurance moves the bill, not the hazard. The danger itself stays with you, and only the financial weight goes outside.