平成29年度秋期 ITパスポート試験問22

This question's explanation and your answers so far.

問22

頻出度★★☆

クラウドファンディングの事例として, 最も適切なものはどれか。

出典　平成29年度秋期 ITパスポート試験問22

解説

問 22

Incorrectア
A service that lets users utilize virtual storage space on the internet describes “cloud storage (cloud computing).” It contains the same word “cloud,” but it is a data-storage service rather than fundraising, and is unrelated to crowdfunding.
イ
正解 Crowdfunding means gathering “funding” from a “crowd”; it refers to a method of collecting small amounts of money or donations, little by little, from an unspecified large number of people via the internet and other channels. Choice イ, “Widely collected donations from an unspecified large number of people via the internet and other channels,” is exactly this definition and is the most appropriate example.
Incorrectウ
Providing monetary compensation for losses caused by there being many cloudy and rainy days is the mechanism of a “weather derivative (weather insurance).” The payout is determined by a pre-agreed meteorological index such as hours of sunshine or amount of rainfall; it is not fundraising from an unspecified large number of people, so it is incorrect.
Incorrectエ
A method for finding information matching a purpose with high accuracy from among a large volume of information describes “information retrieval (search) technology / search engines.” It is not an activity for raising funds, so it does not qualify as an example of crowdfunding.

ここがポイント

Crowdfunding = a fundraising method that collects small amounts of money or donations, little by little, from an unspecified large number of people via the internet and similar channels.
Be careful not to confuse it with similar-sounding terms containing “cloud/crowd” (e.g., cloud computing = cloud-like computing resources).

用語

解答問22イ