問25
頻出度★★☆
暗号資産に関する記述として, 最も適切なものはどれか。
令和3年度 ITパスポート試験 問25
ストラテジ系ビジネスインダストリ › e-ビジネス
This question's explanation and your answers so far.
解説
問 25
Incorrectア
Operating a crypto-asset exchange business is legally required to be registered with the Financial Services Agency or a Local Finance Bureau. It is true that even registered businesses can have information-management problems, but that does not justify ‘choosing a trustworthy business even if it is not registered’ — that is backwards; unregistered businesses are outside legal regulation and dangerous. The correct approach is to choose from among registered businesses.
Incorrectイ
No limits (such as price-movement caps like daily upper and lower limits) are set on crypto-asset prices, and the risk that their value plummets or suddenly becomes worthless really does exist. Saying ‘you do not need to consider the risk’ is clearly wrong.
- ウ
正解 Crypto-assets (virtual currencies) have large price swings and complex mechanisms, so users are required to receive an explanation of the contract terms from a crypto-asset exchange business and to understand the transaction details, risks, fees, and so on for themselves before using them. Choice ‘ウ’ states exactly this basic attitude expected of users, which makes it the most appropriate. It follows the basic principle of trading financial instruments: understand the risks and fees before you trade.
Incorrectエ
Government offices such as the Financial Services Agency and Local Finance Bureaus do not provide information that guarantees or recommends the safety of specific crypto-assets. The very premise of ‘mainly trading crypto-assets recommended by government office staff’ does not hold; on the contrary, such solicitation is flagged as a typical fraud tactic to watch out for.
ここがポイント
- A crypto-asset exchange business must be registered with the Financial Services Agency or a Local Finance Bureau; be wary of unregistered businesses and of solicitations that pretend to be government recommendations.
- Crypto-assets have no price-movement caps and carry the risk of value collapse or becoming worthless, so users should trade only after receiving and understanding explanations of the contract terms, risks, and fees.
用語