問19
頻出度★★☆
ある銀行では, システムの接続仕様を外部に公開し, あらかじめ契約を結んだ外部事業者のアクセスを認めることによって, 利便性の高い, 高度なサービスを展開しやすくしている。このような取組を表す用語として, 最も適切なものはどれか。
令和6年度 ITパスポート試験 問19
This question's explanation and your answers so far.
解説
問 19
Incorrectア
BPO (Business Process Outsourcing) refers to entrusting part of a company’s own business processes, as a whole, to an external specialist provider. This differs from an initiative that publishes connection specifications externally to enable collaboration, so it is incorrect.
Incorrectイ
RPA (Robotic Process Automation) is a technology that uses software robots to automate routine clerical tasks on a PC. It is unrelated to an initiative that publishes a system’s connection specifications externally, so it is incorrect.
- ウ
正解 An “Open API” is an initiative in which a company publishes the connection specifications (API) of its own system to outside parties, allowing authorized external operators to use its functions and data through that API. The bank in this question does exactly that: it publishes its connection specifications externally and grants access to external operators with which it has signed contracts in advance, making it easier to roll out highly convenient and advanced services. This lets it partner with outside parties to create services that are hard to achieve on its own (the API economy), so “ウ” is the most appropriate choice.
Incorrectエ
Management of Technology (MOT) is a management concept of leveraging technology in business to create business value and innovation. It is not a term that describes the specific initiative of publishing APIs externally and partnering with external operators, so it is incorrect.
ここがポイント
- Open API: an initiative that publishes a company’s own system connection specifications (API) externally and allows contracted external operators to use them, leading to the creation of new services (called open banking in the financial sector).
- An economic sphere that mutually leverages external APIs to generate new value is called the “API economy.”
用語